New Year Finances Check-In and Planning…

โœ… Mortgage
โœ… Insurance
โœ… College/retirement savings
…so that we can minimize our taxes for the next year! El Paso taxes are ridiculously high! ๐Ÿค‘
Who else does this? ๐Ÿคทโ€โ™€๏ธ

If Santa Claus forgets to pay the mortgage on his workshopโ€ฆ
Is he in foreclausure? ๐ŸŽ…๐Ÿคฃ

In case I don’t win the latest Lotto jackpot ๐ŸŽฐ, I figured I’d have to continue paying the mortgage, so I took advantage of a free annual review with the @mortgagevetteam ๐Ÿ“‚

I was a lender for 12 years and so can smell B.S. and Joyie Jonas Francisco isn’t full of it, thank goodness. She’s truthful, real, and honestly numbers don’t lie, which she shows you live as she’s inputting the data.๐Ÿ“Š

After 15 mins reviewing points, borrower costs, market trajectory forecasts in El Paso, we have a solid plan to refinance and take advantage of the low rates and higher values. Even though we’ve only been in El Paso for 1.5 yrs, we’ve already realized 30k in appreciation.๐Ÿ“ˆ

We did this all thru Zoom and hubby appreciated he could get the info in his PJs. Contact them if you’re interested as well for them to “vet” your mortgage or rent. There’s no pressure and it was nice to see that we had options. ๐Ÿ’ป๐Ÿ‘€

Full review of the entire process after we finish. ๐Ÿ“‘๐Ÿค—

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